Affiliate Program

Refer Businesses. Earn Real Money.

Earn 40% commission in Year 1 and 20% from Year 2 onward — for as long as your referral stays a paying subscriber. No cap. No expiry. Just long-term recurring revenue.

Commission Structure

Recurring Earnings — For as Long as They Subscribe

Your referrals keep paying you for as long as they stay subscribed. Earn 40% in Year 1, then 20% every month after that — with no expiry date.

Year 1 Commission
40%
of subscription revenue, every month
Example: Refer 10 Growth plan subscribers at $299/mo
= $1,196/mo · $14,352 in Year 1
Year 2 & Beyond — Forever
20%
of subscription revenue, every month
Same 10 Growth subscribers from Year 2 onward
= $598/mo — for as long as they stay subscribed

Commissions apply to Starter ($99/mo) and Growth ($299/mo) base subscription fees only. See what's excluded below.

Simple Process

How the Affiliate Program Works

01

Apply & Get Approved

Submit your application. We review and approve affiliates within 2–3 business days. No minimum following required.

02

Get Your Unique Link

Receive a personalized referral link and access to your affiliate dashboard with real-time tracking.

03

Share & Refer

Share your link with your audience — through content, email, social media, or direct referrals. You choose how.

04

Earn Monthly

Commissions are calculated monthly and paid out on a rolling basis. Track every referral in your dashboard.

What You Earn On

Eligible Subscription Plans

Affiliate commissions apply to the base subscription fees for the following two plans only.

Eligible

Starter

$99 / month base subscription

Year 1 (40%) $39.60 / mo per referral
Year 2+ forever (20%) $19.80 / mo per referral
Eligible

Growth

$299 / month base subscription

Year 1 (40%) $119.60 / mo per referral
Year 2+ forever (20%) $59.80 / mo per referral
Important to Know

What's Not Included

Affiliate commissions apply only to base Starter and Growth subscription fees. The following products, services, and add-ons are excluded.

Excluded from Affiliate Commissions

Additional user seats beyond plan limits
AI Bookkeeping service
Fractional CFO Services
Advisory Services
Paid Content purchases
Account Credits (social scheduling, data analytics & other feature credits)
Enterprise plan subscriptions
Any other products or services not listed as eligible
Program Terms

Key Program Details

Commission Duration

40% in months 1–12. 20% from month 13 onward — for as long as the referred subscriber remains active. There is no expiry on the 20% rate.

Payout Schedule

Commissions are calculated monthly based on active, paid subscriptions. Payouts are issued on a rolling monthly basis.

Who Can Apply

Consultants, coaches, accountants, content creators, agencies, and anyone with an audience of business owners are welcome to apply.

Eligible Plans Only

Commissions apply strictly to Starter ($99/mo) and Growth ($299/mo) base subscription fees. All other products and add-ons are excluded.

Chargeback Policy

Commissions are reversed if a referred subscriber cancels within 30 days of their first payment (standard refund period).

Dashboard & Tracking

Real-time affiliate dashboard shows clicks, signups, active referrals, and earned commissions — updated daily.

FAQ

Frequently Asked Questions

Your commission rate adjusts to reflect the new plan price. If a subscriber you referred upgrades from Starter ($99/mo) to Growth ($299/mo), your commission will be recalculated based on the Growth plan rate going forward — still at 40% in Year 1 and 20% from Year 2 onward for as long as they remain a paying subscriber.

Yes. If a referred subscriber pays annually, your commission is calculated on the monthly equivalent rate and paid out monthly over the subscription period — consistent with how monthly subscribers are treated.

Yes, as long as the business is a new Cash Flow Optimizer subscriber. Existing subscribers cannot be retroactively attributed to an affiliate account. Referrals must sign up through your unique link to qualify.

Your 20% commission rate continues indefinitely — there is no expiry. As long as the subscriber you referred remains an active, paying Starter or Growth member, you will continue to earn 20% of their monthly base subscription fee. The only way a commission stops is if the subscriber cancels their plan.

No. Commissions apply only to the base Starter or Growth subscription fee. Additional user seats, AI Bookkeeping, Fractional CFO Services, Advisory Services, Paid Content, Account Credits, and all other add-ons or services are excluded from commission calculations.

Ready to Start Earning?

Join the Cash Flow Optimizer Affiliate Program and build a recurring income stream by helping businesses grow smarter.

No minimum referrals required. No upfront cost. Cancel your affiliate account anytime.