Coming Soon — Not Yet Available

AI-Powered Bookkeeping Assistance Is in Development

This feature is currently being built and is not yet available in the platform. When it launches, AI-powered bookkeeping assistance will handle the most time-consuming parts of transaction management — automatically, inside the same platform you're already using for close management and reporting.

Automated transaction categorization across your chart of accounts
AI-assisted journal entry review with anomaly flagging
Real-time variance detection before errors reach the close cycle
Smart reconciliation suggestions that learn your transaction patterns

Current subscribers will be the first to know when this feature goes live.

AI-Powered Financial Close Management

Financial Close
Management Software
Without the Enterprise Wait

Most small businesses spend the first 6–10 days of every month reconstructing last month — chasing reconciliations, matching transactions across disconnected tools, and hoping the numbers land before anyone asks a question. That's a process problem, not a people problem.

No long-term contracts. Month-to-month engagements. Discovery calls are free.

Business team reviewing financial close reports and reconciliation dashboards
Cashflow Optimizer Platform
Close your books in days, not weeks — with real-time reconciliation built in.
12
Integrated feature modules
Financial close, CRM, AR, HR, and 8 more
50+
Active businesses on platform
Home services, manufacturing, professional services & more
8.3
Tools eliminated on average
Per business after onboarding — down from 11 to 1
The real problem

Three Reasons Month-End Close Takes Longer Than It Should

I've seen these patterns across 100+ business engagements. None of them are unique — and all of them are fixable.

01
Month-End Close Eats the First Week of Every Month
Six to ten working days chasing reconciliations, correcting journal entries, and waiting on a number that should already be in the system. That first week should be spent running the business — not reconstructing last month.
The fix: automated close checklists that finish in 1–2 days
02
Reconciliation Errors Surface Three Weeks After the Fact
A missed journal entry in Week 1 becomes a two-hour cleanup problem in Week 3. Manual close processes don't catch variances in real time — they surface them during the next close cycle, when you're already behind and the decisions have already been made.
The fix: real-time reconciliation connected to your ledger
03
Your Accounting Software and Your Dashboard Are in Different Universes
You're paying for bookkeeping and still spending hours every week on admin — and when someone asks "what's our cash position?" the answer requires opening three different tools. According to the U.S. Small Business Administration, poor financial visibility is a leading contributor to avoidable business losses.
The fix: one platform connecting close, reporting, and cash flow
About Daniel Zabala, MBA, MSF

One Platform to Replace the Stack. Built by a CFO Who's Seen What Disconnected Tools Actually Cost.

I spent over 20 years working inside and alongside small and mid-sized businesses — manufacturing, home services, construction, and professional services. In that time, I kept seeing the same pattern: owners with good businesses and no real visibility into them.

I hold an MBA and MSF from the University of Kentucky, served in the United States Navy, and have advised more than 100 businesses overseeing $500M+ in assets. I built Cashflow Optimizer because the tools that exist to automate financial close and reporting were built for enterprise teams — with enterprise timelines and pricing to match. SMBs deserved something better.

The platform connects your close management, financial reporting, AR, and cash flow intelligence in one place — so you're not toggling between tools to answer a question that should already have an answer. All delivered virtually, serving businesses across the United States with no geographic limit.

Automated month-end close checklists — no more hunting reconciliations
Real-time P&L, balance sheet, and cash flow statement generated automatically
AR management connected directly to your cash flow dashboard
12 modules in one platform — eliminates 8.3 tools on average after onboarding
14-day free trial, no credit card required — get your first close done in the trial
Book a discovery call
Daniel Zabala — founder of Cashflow Optimizer and fractional CFO
Daniel Zabala, MBA, MSF
Founder, Cashflow Optimizer · Fractional CFO · U.S. Navy Veteran
Transparent pricing

Financial Close Management Software That Publishes Its Pricing — Because You Deserve to Know

BlackLine and HighRadius won't show you a number until you've sat through three sales calls. I will. Because the comparison is straightforward and hiding it doesn't help anyone.

Monthly Annual ✦ 2 Months Free
Starter
Perfect for single user getting started
$99/mo
  • Basic profitability tracking
  • Essential business assessments
  • Business development tools
  • Resource Hub
  • Email support
Get Started
Enterprise
For large organizations with complex needs
Custom/contact us
  • Everything in Growth
  • Additional to Unlimited Users
  • Dedicated account manager
  • Custom feature development
  • ACH payment option
Contact Sales

or try for free →

The average SMB spends $2,800/month across 13 disconnected tools (Vendr 2024 SaaS Report). The Growth plan at $299/month replaces most of that stack — and most businesses recover the cost inside the first 30 days through faster close cycles and better cash visibility.

The process

Four Steps From Disconnected Tools to a Close That Runs Itself

Most users complete their first automated close within the 14-day trial. Here's exactly how it works.

1

Start Your Free Trial

14 days, no credit card. You get full access to all 12 modules from day one — including financial close management, real-time reporting, and AR tracking. No implementation call required to get started.

2

Connect Your Data

Your bookkeeper continues working in their preferred tool. Cashflow Optimizer connects to the output — importing your chart of accounts, historical transactions, and AR aging data to build your close checklist and baseline reporting dashboard.

3

Close Your First Month

Automated reconciliation alerts flag variances before they compound. Close checklists walk your team through each step in sequence. Your P&L, balance sheet, and cash flow statement generate automatically when the checklist is complete — no manual assembly.

4

Ongoing Financial Intelligence

Each close gets faster as the system learns your data. Real-time KPI dashboards and rolling cash flow forecasts update between close cycles — so you're never waiting for month-end to know where you stand. CFO advisory is available for businesses that need it.

What clients say

Real Results From Real Businesses

The numbers I'm most proud of aren't mine — they're my clients'. Here's what they said.

"Daniel is able to deliver strong strategic insight and the custom app is amazing. It provides clear, real-time visibility into your financials."

JJ
Justin Jones
Business Owner

"Solidify CFO Solutions not only provided the financial guidance I needed to better manage my expenses but introduced tools and technology I could use to run my business more efficiently and scale my growth."

GT
Greg Thomson
Owner, T6 Marketing

"Daniel has been the biggest help ever! Within our first meeting I was blown away with the professionalism and immediate ROI. I genuinely refer him to everyone I speak with because of the difference he has made with our business, and the confidence he helps provide in our decisions."

LH
Lee Helmers
Business Owner
What's inside

The Financial Close Management Tools You Actually Get

Every plan includes the full platform. Your close process, your reporting, your AR, and your cash flow — connected in one place from day one, not after a 3-month configuration project. Serving businesses nationwide across every major industry.

Cashflow Optimizer Platform

Twelve integrated modules replacing the 11-tool stack most SMBs are running. Financial close management, CRM, project management, AR, HR, and internal communications — connected in one AI-powered platform. Rolling 13-week cash flow forecast. Real-time P&L. Live KPI dashboards that update between close cycles, not just at month-end.

Real-Time Financial Reporting

P&L, balance sheet, cash flow statement — generated automatically when your close checklist completes. Budget vs. actual comparisons, custom KPI dashboards, and direct accountant read-only access. The data you need before a decision is made, not a week after the close when it's already too late to act on it.

Strategic CFO Advisory

For businesses that want more than software — I'm available as a fractional CFO through the Scale plan advisory option. Monthly financial reviews, close oversight for complex books, hiring models, capital allocation, and cash flow strategy. And yes, I'll tell you directly if you don't need this yet. Honesty is part of the service.

Cashflow Optimizer AI platform powering financial close management and real-time reporting
Always-on intelligence
Millions of signals analyzed across cash flow, CRM, and operations — in seconds.

Ready to Stop Guessing and Start Knowing?

Most businesses I work with recover the cost of a Growth plan subscription inside the first 30 days — not because the software is cheap, but because the close cycle getting faster and the cash position becoming visible changes the decisions they make. The 14-day free trial is where you find out if that's true for your business. No credit card. No sales call required to start.

No credit card. No long-term contract. Discovery calls are free.

Common questions

Frequently Asked Questions

Financial close management software automates the month-end close process — reconciling accounts, checking journal entries, generating financial statements, and producing reports that are ready for your accountant or leadership team. Cashflow Optimizer goes further by connecting close management to your CRM, AR, and cash flow dashboard in one platform, so your reports reflect what's actually happening in the business in real time — not just what was entered last month.

Most small businesses using manual processes spend 6–10 working days on month-end close — that's a full business week or more at the start of every month. With automated close checklists, real-time reconciliation alerts, and connected financial reporting inside Cashflow Optimizer, most users compress that to 1–2 days. The biggest time savings come from eliminating the back-and-forth between disconnected tools that were never designed to work together.

No — and I want to be clear about that. Cashflow Optimizer is a financial close management and reporting platform, not an accounting replacement. Your bookkeeper still manages day-to-day transaction records; your CPA still handles tax compliance. What Cashflow Optimizer does is connect those clean books to forward-looking reporting, automated close checklists, and live KPI dashboards. Visit our services page to see how the platform and optional fractional CFO advisory fit together — the two are complementary, not competitive.

BlackLine and HighRadius are enterprise platforms built for Fortune 500 finance teams. Their onboarding typically takes 3–6 months, pricing is hidden behind a sales process, and minimum contracts run well over $50,000 per year. Cashflow Optimizer is built specifically for small and mid-sized businesses — 1 to 100 employees, $300K to $25M in revenue. Onboarding is measured in days, not months. Pricing starts at $99/month. And there are no long-term contracts. You can see our full feature set on the features page.

Yes — 14 days, no credit card required. You get full access to all 12 modules, including financial close management, real-time reporting, AR management, and the CRM. Most users complete their first automated close during the trial period. If you convert to a Growth or Scale plan, an onboarding call is included to make sure your close process is configured correctly from day one.

Messy books are the most common starting point — I'd be surprised if they weren't. You do not need perfect books before starting a free trial. Cashflow Optimizer will show you exactly where the gaps are, and that visibility is itself useful. For businesses that need cleanup before reliable forecasting is possible, our optional fractional CFO advisory layer (available on Scale) includes bookkeeping oversight and cleanup guidance as part of the engagement. But most users can start the trial today, exactly where they are.

No. Every plan is month-to-month. No lock-in, no penalties, no minimum commitment beyond the current month. I earn the relationship every month. And if you're a solopreneur under $300K in revenue who isn't quite ready for the platform yet — I'll tell you directly. Come back when the complexity grows. That's a better use of your money than subscribing to something you won't fully use.